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My wife went back to work full-time a couple of months ago and I won't lie to you, I'm glad we're out of the individual ACA market.
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I've always been fortunate enough to get coverage through my employer.
I hope to continue to do so until I'm ready for Medicare.
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You do realize that when an employer picks up the tab for a private for-profit health insurance plan, it's part of your salary, and thus, you are paying for it anyway.
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Employer-provided health insurance began during WWII when there were strict wage and price controls.
Employers were not permitted to offer raises so insurance was used as an end-run.
Ironic, isn't it, how it comes full circle.
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Just Fred wrote:
You do realize that when an employer picks up the tab for a private for-profit health insurance plan, it's part of your salary, and thus, you are paying for it anyway.
Yes, of course. But, historically you come off much better with the employer's clout behind you.
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Yes, of course. But, historically you come off much better with the employer's clout behind you.
I understand that, but it doesn't seem fair that three people working fulltime, one for a small company, one for a large company, one self-employed, should be paying different rates for similar policies.
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Fair? likely not.
But the history of employer provided health insurance is an accidental one.